If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should cease using the Site immediately.
If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Site relating to specific material then the latter shall prevail.
All copyright, database rights and other intellectual property rights in the material on this Site (the "Content") belong to Albion Finance Services.
You may print or download to a local hard disk Content from this Site for your personal use only.
You may not otherwise copy, distribute, sell or publish any of the Content of the Site without prior written permission.
Albion Finance Services uses reasonable endeavours to ensure the accuracy and completeness of all the information on the Site. However, you should always check any information on the Site before making any decisions based on that information.
Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the Site. In no event will Albion Finance Services be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties.
This Site may contain links to third party web sites which are not under the control of Albion Finance Services. Albion Finance Services are not responsible for the material on such third party sites, links to which are provided solely as a convenience.
These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.
Albion Finance Services take their responsibilities regarding privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.
Why do we need customer information and how do we use it?
When applying for a loan with Albion Finance Services, we need to know your name, address, telephone and fax numbers, employment and mortgage details. We also need to know the name of any joint applicants.
This information allows us to process your application and tailor a loan to suit your needs and circumstances. We ask for your telephone number so that we can contact you urgently if there is a problem with your application.
We use tracking software to monitor customer traffic patterns and site usage to help us develop the design and layout of the site. This software does not enable us to capture any personally identifying information.
What security do we use to protect your information?
When you apply for a loan, we offer the use of secure server software which encrypts all information you input before it is sent to us. This ensures that the information is reasonably protected against unauthorised interception.
In order to comply with our obligations under the Data Protection Acts of 1984 and 1998, we also follow strict security procedures in the storage and disclosure of information which you have given us, to prevent unauthorised access to that information.
Does Albion Finance Services disclose the information it collects to outside parties?
We never disclose information about a customer to any other person or organisation without your consent unless there is an emergency situation that requires it or we are legally required to do so. Albion Finance Services may provide aggregate statistics about our customers, applications, traffic patterns and related site information to reputable third-party vendors, but these statistics will contain no personally identifying information.
Albion Finance Services may use the information collected to obtain credit searches which will be recorded and disclosed on any future searches carried out by other companies.
Your consent
In using this web site, you consent to the collection and use of this information by Albion Finance Services in the ways described above.
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.